Texas Cosmetology Insurance Requirements
Excellent-rated cosmetologist liability insurance that covers beauty professionals for more than 500+ beauty and wellness services. No membership fee, no quote process. Get fully covered for less than 49 cents per day, in under five minutes.
Occurrence-form for complete protection
Dual-practitioners welcome with 450+ modalities covered
No quotes! Get insured today in 5 minutes or less.
$500+ in Exclusive Member Benefits
Texas Cosmetology Insurance Cost
Our part-time policy covers you for 10 hours or less (the highest in the industry) and has the same coverage as the full-time policy. Also, save $29 by getting the 2-year cosmetology insurance policy.
full time
1 Year (12 mo)
$179
professional
2 Years (24 mos)
$329
Student
1 Year (12 mo)
$60
Texas Cosmetology Insurance Highlights
While you may not have considered it, professional insurance is an investment every cosmetologist should make
NACAMS Professional Policy
for Cosmetologists
These rates may differ based on your primary modality
What Our Customers Are Saying
We are proud that NACAMS is rated a 4.7/5 (Excellent) on Truspilot. Read some of our reviews below!
It was a no brainer that I would choose Nacams as my liability insurance. You get a better value at a reasonable cost.
Sally
This is a very easy, efficient, affordable and well crafted solution which avoids the horrific confusion that most insurance provided cannot seem to avoid.
Elizabeth
I feel confident with Nacams insurance in my reiki business.
Nancy
Love this Company! Very easy to move around and shop for the best policy, not to mention the best price!
Suzanne
While my customers do sign a liability waiver on behalf of the business where I am an employee, I'd prefer to have this backbone behind me protecting my person and any damage an unruly person could assert. Thank you NACAMS for protecting me professionally!
Jenn
Very easy and straightforward. Easy to locate my modalities on the website to ensure they are covered.
James
Texas Cosmetology Insurance FAQs
Unlike many other states, Texas does not require cosmetologists to carry insurance in order to practice. However, most salons and employers require liability insurance coverage as a prerequisite for employment. Cosmetologists and beauty workers without liability insurance will often have difficulty finding a salon position without liability insurance. Liability coverage helps protect both the employer and the beauty professional from the cost of lawsuits.
Although beauty professionals help promote the well-being and style of their clients, accidents can still happen to anyone. It's far better to be protected with cosmetology liability insurance coverage than to pay for a liability lawsuit out of your personal finances. Don't leave yourself unprotected and vulnerable to liability lawsuits: get cosmetology insurance today.
Cosmetologist insurance comes in all shapes and sizes. Depending on your career goals, area of expertise, and services, you may need unique protection plans. However, in general, most beauty professionals should have at least the following coverage included in their cosmetologist insurance plan.
- Professional liability coverage for errors or omissions.
- General liability protection for slips, falls, and other accidents.
- Identity Theft Protection to defend against online predators.
- Personal Injury and Advertising Injury
Depending on your modalities and services, you may need additional protection. Fortunately, NACAMS includes everything on the list above and more in our cosmetologist liability insurance plan.
NACAMS differs from most insurance companies in that we provide upfront pricing on all our insurance plans. Our honest and transparent costs are big and bold on our website, so you never have to guess what cosmetologist insurance costs in Texas.
We offer a range of plans to accommodate every professional career stage. Although every program includes the same coverage limits and liability protection, these options are designed with the individual needs of beauty professionals in mind. Here's what cosmetologist insurance costs in Texas with NACAMS:
Student rates start at $60.
One year of full-time coverage starts at just $179.
The 2-year professional rate starts at $329
No matter where you are in your career, we have a plan for you.
Most definitely! Buying Texas cosmetologist insurance shouldn't be complicated or take up your entire day. That's why we made it ultra-convenient and fast to register for insurance. Our members can enjoy the freedom and convenience of total online insurance. Our simple process takes the stress and frustration out of beauty insurance so you can get back to doing what you love.
Seriously, in as little as 5 minutes, you can begin and complete your insurance application. We offer instant proof of insurance upon completion so you can enjoy your coverage and benefits immediately. Heck, it's so fast you can be insured before you get your morning cup of coffee from Dunkin' Donuts.