Why can’t this policy be put in my business’s name?
This is an individual liability insurance policy, it must be in the practitioner’s name but as a sole proprietor your business name is also covered. Test If you have a corporation or partnership, your business may be added as an additional insured.
What does this policy not cover?
The NACAMS policy does not cover invasive practices including acupuncture, or colonic educators. NACAMS does not cover herbal counseling. This policy does not cover you for the use of T-bars or for charges of sexual harassment or transmission of HIV or a STD.
After I have stopped practicing, am I still covered?
As long as your policy was in effect at the time of the incident, you are covered under our policy. You must report a professional liability claim or product liability claim within 2 years after your policy expires.
If I lose my confirmation of coverage, what do I do?
If you misplace your confirmation of coverage, just call us and we will be able to mail you a copy, free of charge. Your confirmation of coverage is your proof that you have NACAMS liability coverage. We urge our clients to keep their confirmation of coverage in a secure place with their other important documents.